Home » Derrick Team Blog Posts » Have good credit but no down payment? You can still buy a home!

Have good credit but no down payment? You can still buy a home!

Many of our listings qualify for the USDA no money down program. This program is for rural homes such as ares in the western areas of Hendricks County and beyond such as Danville & North Salem. Check here to see if this is an option for you.

Next Home
Another option for you might be the ‘Next Home’ program. Indiana Housing & Community Development Authority has a program to use and supplement other offerings for home buyers who need some help to purchase a home. They provide a brochure on their web site detailing many of the options here: Homeownership Brochure.

The lenders who are participating in the program are listed here: Current Lenders.

Call The Derrick Team at 317-563-1110 to start your search for a new home. Don’t forget, we can help you with your home purchase and our services are paid by the seller, not you. So let’s start looking!


Also included these handy links if the above links do not work.

Website link: http://www.in.gov/ihcda/2507.htm

Income Limits: http://www.in.gov/ihcda/files/2011-12_Income_limits_FOR_LENDERS.pdf

Participating lenders: https://ihcdaonline.com/AuthorityOnline/participatinglenders/participatinglenders.aspx

Brochure: http://www.in.gov/ihcda/files/IHCDA-OpportunitiesForHomeownership-032410.pdf

Looking to buy a home? The Derrick Team offers FREE ‘one
on one’ home buyer consultations. Click here for details.

Leave a Reply