Jul 132014

The Hendricks County Agricultural Society was organized in 1852, and bought grounds three acres in extent, a mile west of Danville, for fair purposes. Many changes were made, and additions to the grounds were purchased from time to time. Fairs were held annually until 1881, when the society having previously become involved’ in debt, it was totally unable to pay its premiums, and the property was sold. From the History of Hendricks County ~ Intra-State Publishing Company – 1885

Find out all about the current Hendricks County 4-H Fairgrounds here: http://www.4hcomplex.org/

Connie with Noel Brumm’s 1947 International ID 6 tractor we sponsor at the Antique Tractor display!

Connie with Noel Brumm’s 1947 International ID 6 tractor we sponsor at the Antique Tractor display at the 4-H Fair.


Jun 192014
1937 flooding in Indiana

Damaged Farmhouse – 1937

In 2004 FEMA started to finally update flood maps do to the discovery of several areas not properly covered during previous years flood events. This is  an ongoing process and in some cases homeowners are not aware their home has been designated a high flood risk area and may require flood insurance. The process is not very scientific and mistakes are made.

Any time you have a mortgage on property in a SFHA (Special Flood Hazard Area), the lender will usually require you have flood insurance, which can be pricey. The issue is that you may not even realized it until you go to sell your house. You get a buyer and all the sudden the buyer walks because he was told he needs flood insurance by his lender.

We just had this come up with one our listings and the seller found out from a neighbor who just sold their house that the whole street end overlooking a small creek was now in a SFHA. Of course they look down the hill at the creek, so flooding has never been and issue. But now they will have to address it due to disclosure laws.

You might want to do a quick check if you have any doubts on FEMA’s web site here.

Oh oh! Found out the bad news? Now you can try and get a Letter of Map Amendment (LOMA) that exempts your property. But guess what, you are going to have to pay for it. More details here on FEMA’s site. Not all homes will be able to get one so you’ll be stuck with the higher rates.

Best not wait till it’s time to sell your home. Just the insurance costs will deter some buyers, not the mention that they may think you’ve had flooding problems before. Sometimes the random power of the government will bite you when you least expect it.

Update 2014: The Federal Government just extended the subsidy on flood insurance for a few more years but after that they will be climbing even higher unless the subsidies are extended or made permanent.  We’ve since seen a few more homes that have to deal with this issue. Might want to check this out while you still have time. And be sure and check any property before your purchase so you won’t have any surprises later.

Jun 102014

Helping happy home buyers & sellers all over central Indiana

Listing Agent ~ Liberty Creek Estates NW Indy – Sold Eric’s home to move to Whitestown


Selling Agent ~ Brownsburg Estates in Brownsburg ~ Betsy’s and Nellie’s new home!

650 Sycamore

Listing Agent ~ Aston Run in Crawfordsville ~ Sold Betsy’s home in one day!


Listing Agent ~ Cloverleaf Farms in Indy ~ Sold Darryl & Ethel’s home so they could relax and golf more!


Listing Agent ~ Falcons Nest in Indy ~ Sold Elizabeth & Richards nice home so they can enjoy Florida!


Listing Agent ~ Temple Ct in Danville ~ Helped Tom & Lisa sell their parents great home.


Selling Agent ~ N CR 1050E  Avon ~ Found this great home for David and closed quickly.


Selling Agent ~ 5 acres on SR 47 ~ Helped Micki & Jake purchase land to build their Land Dream Home

6558 N SR 47

Selling Agent ~ Greensward, Indianapolis ~ Helped first time home buyer April buy this cute home with no money down.

Greensward lane

Selling Agent ~ E Stop 13, Indianapolis ~ Helped first time home buyer Sam find this gem in south Indy.

E Stop 13

Selling Agent ~ N CR 50E Danville ~ Helped John & Sheena buy this 5 acre lot to build their dream home!


Listing Agent ~ N CR 50E Danville ~ Sold this beautiful 5 acre lot for Loretta.


Selling Agent ~ E CR 230 Whitestown ~ Found the cute home for Eric, Nicole & family.


Selling Agent ~ Juliet Dr in Stratford of Avon ~ Helped Jean find that perfect home for her and her furry family!

6325 Juliet

Listing Agent ~ Woodland Trace, Plainfield ~ Sold Ryan & Megans home so they could move into their brand new home!

Woodland Trace

Listing Agent ~ E CR 725 N, Brownsburg ~ Had an accepted offer on Aly & Rob’s home 3 days after putting it on the market!


Selling Agent ~ CR 50S Zionsville ~ Aly, Rob, & family are enjoying their great home on 10 acres with Herman the turkey and chickens.


Listing Agent ~ Zimmerman Lane – Plainfield ~ Helped Vicky sell her home quickly (5 days) so she could be closer to family.


Selling & Listing Agent ~ Hawthorne Court, Avon ~ Worked out a deal for Mark & Heather to purchase Paul and Deanna’s home that wasn’t even on the market, right in our own neighborhood. A win/win for everyone!

Hawthorne Court

Selling Agent ~ Daylight Dr, Camby ~ Great home with lots of room for first time home buyer Matt.

Daylight Dr

Selling Agent ~ Riverwood, Indianapolis ~ Found this wonderful home for Brandi & Tim with a cool porch.


Listing Agent ~ Rogers Dr, Indianapolis ~ Sold Mark & Heather’s home so they can move out in the country.


 Listing Agent ~ Stadium Drive, Brownsburg ~ Listed and sold Brandi’s home in 5 days so she and her husband can get a larger home.


Listing Agent ~ Broadway Street, Danville ~ Sold Rick’s classic home to free up his enjoyment of retirement.


Listing Agent ~ Fenster Court, Indianapolis ~ Sold this Estate home to help the family.


Listing Agent ~ Rolling Oak, Indianapolis ~ We sold Josh, Michelle, & Nicholes home so they can move to FL


Listing Agent ~ Lockerbie Lane, Pittsboro ~ We sold Laura’s cute home so she can move to southern IN


Listing Agent ~ Indiana Street, Danville ~ We sold Ron’s classic home so he can travel more with Denise

Indiana Street

Listing Agent ~ Salt Creek, Brown County ~ We sold Becky’s 15 acre lot just outside Nashville


Selling Agent ~ Hoefgen Street, Indianapolis ~  found a great home for Karen, a first time buyer


 Listing Agent ~ Trace Lane, Indianapolis ~ We sold Jeff’s home so he could move to FL


Listing Agent ~ Forest Home St, Roachdale ~ We sold Ray & Melynda’s commercial office building


Selling Agent ~ Forest Home St, Roachdale ~ We found a new location for Bill & Bonnie to run their business Boilermasters


Selling Agent ~  Promontory Court, Geist ~ We found a wonderful home for Kraig & Dianne & family with a pool


Selling Agent ~ Fieldstone Lane, Plainfield ~ We found a nice home for Eric & Hollie & family to relocate from IL


Listing Agent ~ Pattype Lane, Avon ~We sold Mark’s investment property


Selling Agent ~ Jackson Way, Avon ~ We found a great home for Richard & Tammy close to work


Listing Agent ~ Morse Circle, Pittsboro ~ Sold Joy’s home with the first showing so she could move to Ohio to be with family.


Listing Agent ~ Red Tail Drive, Indianapolis ~ We sold John & Dorthy’s home so they could retire and enjoy their free time.



Listing Agent ~ Ledgewood Dr, Avon ~ We helped Dianna find a buyer so she could move closer to family.


Selling Agent ~ Windsor Court, Plainfield ~ We helped Tammy find a great home in Westmeir

2443 Windsor Pl

Selling Agent ~ Northern Dancer Dr, Avon ~ First time home buyers Samantha & Jason loved this great home on first sight!


Selling Agent ~ Salem Park, Indianapolis ~ First time home buyers Dustin & Stephanie loved the park right behind this home.

2269 Salem Park

Listing Agent ~ N County Road 200E – Avon ~ Sold David’s investment home at full list price.


Selling Agent ~ Michigan Dr, Indianapolis ~ First time home buyers Rachel & John loved the hardwood floors in this great home.

6339 N Michigan Rd

Selling Agent ~ Timberwood Dr, Indianapolis ~ First time home buyers Andy & Brianna were charmed by this home and it’s exactly what they were looking for!


Selling Agent ~ Rainbow Lane – Spencer ~ First time home buyer Bill Jr purchased this HUD home in the woods with 3 acres.


Selling Agent ~ Colony Lake Drive, Plainfield ~ Charlene was so happy to get her Indiana condo for her summers here.

2832 Colony Lake

Listing Agent ~ New York, Indianapolis ~ Shelia was thrilled we sold her investment home in Irvington.

5829 New York

Selling Agent ~ New York, Indianapolis ~ Ed and Billie love there new Queen Ann style Irvington home!

5829 New York

Selling Agent ~ Ritter Ave, Indianapolis ~ Sold Billie’s home to move to Irvington!

1812 Ritter Ave

Selling Agent ~ Winterwood, Avon ~ Jeff & Laura & kids loved the extra room moving up to this home provided with the basement.

428 Winterwood

Jun 042014

anothersoldOne of the biggest steps to adulthood is that first time one buys their own home. After living with your parents and then in rentals having to live by the landlord rules that next true step to freedom is purchasing your own home. At the same time it’s a big step in responsibility as now you are solely responsible for payments and upkeep.

We love working with first time homebuyers as they are always excited and fun to work with. We take them step-by-step on the entire process and stay in touch after the sale. But what many people don’t realize is how important first time homebuyers are to the sale of all homes.

There is a market for homes we call ‘first time homebuyer’ or ‘starter homes’. These are smaller, lower entry point homes in any given market. As homeowners outgrow these homes they will find they are now looking for first time homebuyers to purchase their homes so they can move up to a larger home. The people with the larger homes are looking for these ‘moving up’ buyers to purchase their home so they can move to, well you see where this is going. First time homebuyers are the first domino that keeps the real estate market busy.

10 first time homebuyers will purchase 8-9 inhabited homes (a few are vacant for various reasons) on average. Of the sellers who then proceed to purchase new homes you now have about 17 transactions. As those sellers become buyers you go down the line and the original 10 sales become 25 – 30. So on average a first time buyer triggers 3 home sales.

This is why it is important for our economy that lenders work with first time homebuyers and have options available that will work for those with good credit. It’s what keeps the housing market moving forward.

We work with several lenders that have many options for first time homebuyers. No matter where you are in the buying / selling domino chain The Derrick Team is here to help. Give us a call or text 317-563-1110 or shoot us an email at DerrickTeam@DerrickTeam.com.

May 292014



Check out this well cared for, one owner 4 bedroom 2 bath tri-level home on a beautiful wooded lot on a cul-de-sac. Recently connected to city sewers the home also has a brand new roof in May of 2014. Other updates include maintenance free new windows, vinyl siding, garage door & opener, water heater, and some bathroom & kitchen updates. Kitchen boasts plenty of cabinet space and includes a nearby pantry area. Family room includes large storage closets and masonry wood burning fireplace. Enjoy the large back yard with mature trees and enough space for the kids to play baseball. Located in a nice quiet neighborhood conveniently located minutes from downtown Indianapolis to the north and Glenwood Park mall area to the south gives you the best of both worlds. Low cost all electric baseboard heating features the unique ability to set the temperature in each room to your own liking. Along with the central air conditioning, mechanical systems, and included appliances you get a one year HSA Home Warranty. For pricing, more pictures, and area information visit http://IndyMetroRE.com.


May 072014

If you are planning to move, or just need to make some space, a moving sale (aka garage sale), is a great way to get rid of unwanted or unused items and pocket a little cash. There is no point in moving items that you don’t want. It’s also a good way to clear space in your home to make it show better.  Here are some general ideas that can help you clean up and get a few bucks at the same time.


  • It’s not a good idea to have sales on holiday weekends.
  • Look for community sales you can join or invite neighbors to join as you have more stuff and can split the advertising costs. More stuff increases a shoppers chance of finding something they like.
  • Check the weather report and have a plan for rainy days.


  • Run and ad in the newspaper and/or post an ad for free on Craigslist or other local Internet sites.
  • Put signs out the day before (check local ordnances) and check to make sure they are there the day of the sale. Good signs make a difference as most people are drive bys so make sure they are sturdy and easy to read from the road. If it’s windy or you had a storm overnight go check them right before the sale is going to start. Consider using boxes with weights in them. And make sure and go pick them up after the sale. Many areas have ordinances that can result in fines if you leave them out.

Before the Sale Preparations

  • Supply plastic bags or boxes for multiple items. Keep old newspaper handy to wrap up fragile items.
  • Put dogs away as some people are scared or allergic of them.
  • Make sure you have room for parking safely on the street or yard area.
  • Place an ‘All Sales Final’ sign to make sure you don’t get people coming back the next day.
  • Have plenty of change at the start, at least $50 in small bills and coins. More if you have a lot of low priced items.
  • Don’t take checks from strangers as you have no way to get your money if the check is not legit.
  • Keep the money on you, not in a cash box as a tempting target.
  • Price everything or at least group them on a table with a sign that says ‘All Items on this Table $5’. Price items in good shape for about a 3rd of what they are new. Make it easy on yourself and price them in even amounts like 50 cents, $1, $5, etc.
  • Provide electric power to test plug in items and batteries in battery operated items.
  • Have some soft music playing so people don’t have to whisper if they are talking about an items price.
  • Provide cold drinks (you can make a little money there) and even snacks as that can help keep people browsing.
  • Make sure all items are clean and neatly arraigned and during lulls in activity be sure and straighten the displayed items.
  • Get some plastic tarps to spread over outdoor items if there is a sudden shower.

For the Sale

  • Expect early birds for the ‘professional’ yard sale shoppers looking for the under priced item they know are worth more and they can make a tidy profit from (if you want to discourage them put in the ads ‘Early Bird Pays Double’). :)
  • Put man items (tools, electronics, sports items, etc) and high dollar items by the street so the woman can get the man to stop (works like a charm!).
  • Don’t expect much for clothes, only baby items generally will sell at all. Use cheap hangers for hanging items (like from the dry cleaners) as buyers will probably take the hanger with the item.
  • Be sure and check the pockets as you might sell a shirt for $1 that has a $10 bill in it!
  • As items sell, spread items out to fill in and make it look like you have plenty of items left to sell.
  • Be ready to haggle as everyone is looking for a bargain at garage sales.
  • Towards the end start dropping prices. This is where the price per table is handy. Just start moving everything to the cheap table. You can also box similar items (like toys, games, books, etc) and put a price on everything in the box.

After the Sale

  • Determine what items you want to keep for a possible future sale and box them up.
  • The rest can be donated to Goodwill, The Salvation Army, your favorite charity, or the trash man.
  • Don’t forget to go pick up the signs! Then sit back and count the money!
  • And if this is in preparation of moving, call The Derrick Team and we can help you with the next step, staging your home to sell and of course helping you market your home to buyers! Call today – 317-563-1110.